Home Owners FAQ

Top Questions Homeowners Should Ask Their Broker.

1	What is homeowners insurance and who should buy this type of coverage?	4	What is the difference between an "all risks" policy and a "named perils" policy?
2	Do I need earthquake coverage? How can I get it?	5	What can I do to lower the cost of my homeowners insurance?
3	What factors should I consider when purchasing homeowners insurance?	6	If I have an claim which I think is covered under my homeowners policy, what should I do?