Home Insurance for living in Kitchener-Waterloo Region.
Do you need Property, Condo or Tenant Insurance?
Whether you rent, own, live in the city, suburbs or the country, E. Bollenbach Insurance Brokers provides the proper Insurance coverage you need, for any home in Ontario. We insure all types of property including:
Residential Homes
Cottages
Condominiums
Renters
Commercial Properties
Since every home is different, we customize our Home Insurance packages to meet our client’s specific needs, based on the location they live in. For example, do you live near the Grand River or by a body of water? Then Overland water coverage may be necessary to protect you and your home from flooding.
Below is a list of what is included in standard home insurance coverages, and additional add-ons that may be crucial to safeguard your home.
Included in Property Insurance
-
This policy protects you from any liability claims arising out of the ownership or personal use of your premises. It also covers liability for your negligent unintentional act causing bodily injury or property damage outside when you are outside your home.
-
This protects the physical structure of your home and the belongings inside during a covered event like a fire, windstorm, hail, vandalism and theft.
-
This covers additional living expenses you incur if you cannot stay in your home while it is being repaired due to a covered loss and provides housing and food you'll need during that time.
-
Ensure the safety of your property by extending the protection to any other structures outside of your home including detached garages, sheds and gazebos.
Condo Insurance Protection
Owning a Condo differs from owning a free-standing residential property and, therefore, requires a different Insurance coverage to protect your unit and belongings. Your Condominium protection not only covers upgrades you make to your unit but also protects your Condo unit when the Condo Corporation policy does not have enough or any insurance coverage.
Personal Property
This protection will cover damages to personal belongings in your Condo unit, like your furniture, clothing, appliances, electronics, and more.
Loss of Use
Provides protection from additional living expenses if you cannot stay in your Condo unit during repairs following a covered event. This includes the housing and food you need during the repair time.
Personal Liability
Personal liability coverage will protect you if you are held legally responsible for unintentional damage to the property of others or caused them bodily injury.
Tenant or Renter’s Insurance Covers:
-
Content Coverage
This coverage is the primary component of tenant insurance, which covers the replacement or repair cost of personal belongings in the rented property, including furniture, electronics, clothing, and other personal items.
-
Liability Coverage
Liability coverage protects you as the tenant if you are found responsible for damaging someone else's property or causing injury to someone while in the rented space.
-
Additional Living Expenses
If something happens to your rented property and it becomes uninhabitable due to a covered event (e.g., fire, flood), tenant's insurance will cover additional living expenses.
-
Legal and Medical Protection
Get protection for legal expenses in case you're sued for damages or injuries that occur within the rented property. Also, in the event that someone is injured, the tenant's insurance can cover medical expenses, regardless of who is at fault.
What Our Clients Say
“Great experience they helped me save so much money! Would suggest everyone to call them.”
-Devin A
“Very personal and professional.”
-Ronny H
Your home, protected.
At E. Bollenbach Insurance, we ensure our clients have the right insurance coverage to sufficiently protect themselves, and their home.
Let us help customize a package best suited for you and your home, at the most competitive rate.
